Browsing by Author "Fernando, K.C.L."

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GSP Plus & Export Market in Sri Lanka
(Social Statistics Students’ Association, Department of Economics, University of Kelaniya, Sri Lanka, 2016) Abeysinghe, M.S.; Fernando, K.C.L.
New trends of internet banking usage Gampaha District, Sri Lanka
(Department of Zoology and Environmental Management, University of Kelaniya, Kelaniya, Sri Lanka., 2016) Fernando, K.C.L.
In today’s innovations of information communication technology, banks offer internet banking in wider range such as Online banking , Mobile banking, People pay, e-Statements, bill payments for customers to conveniently access bank services and facilities. The purpose of providing online banking to reduce physical distance between modern world customers and bank. In Sri Lanka commercial banks introduced online banking in 1998. But as a developing country they have faced many problems and taken risk when introducing online banking. This is because of the attitudes of the traditional customer base, lack of technology and skills, large scale of basic capital, competition of foreign banks registered in Sri Lanka, etc. This study was carried out to identify new trends of internet banking, factors that caused the increase in on-line banking and study customer opinion on internet banking. The study area was limited to Gampaha district. Random sampling was done to choose survey sample. Sample size included 150 participants. Primary and secondary data were collected during the survey. Time series data were used to identify trends of online banking. This study was done using a questionnaire and conducting personal interviews. According to data analysis, R-squared value is 0.997 and 0.000 is the sig value of the estimated model. The co-relation value is 0.997. Furthermore there are new trends to use online bill payments & money transfer facilities among Sri Lankan customers. Educational level, customer’s reliability on internet banking, gender, age, & convenient of online banking services, can be identify as a factors which are caused to increase the usage of internet banking. 80% of customers have positive opinion on internet banking. Using time series data, can be identify there is a slowly increasing growth of using internet banking on time in Sri Lanka.
New trends of online banking in Sri Lanka
(Economics Student Society, Department of Economics, University of Kelaniya, Sri Lanka, 2016) Fernando, K.C.L.
Expansion of broadband, 3G services and internet based services actively changed consumer behaviour in Sri Lankan customers. The purpose of providing online banking to reduce physical distance between modern world customers and bank. This study was carried out to identify new trends of internet banking, factors that caused the increase in on-line banking and study customer opinion on online banking. The study area was limited to Gampaha district. Random sampling method was used to choose survey sample. Sample size included 150 customers. Primary and secondary data were collected during the survey. Time series data were used to identify trends of online banking. This study was done using a questionnaire and conducting personal interviews. According to the research data, there are new trends to use online bill payments & money transfer facilities among Sri Lankan customers. Level of education, customer’s reliability on internet banking, gender, age, & convenient of online banking services, can be identified as factors which are directly effect to the usage of internet banking. Among the selected group, 80% of customers have positive opinion on online banking. According to the data analysis, there is a slowly increasing growth of using online banking in Sri Lanka on time.
A Study of the Relationship between Gross Domestic Product and the Budget Deficit
(Research Centre for Social Sciences, Faculty of Social Sciences, University of Kelaniya, Sri Lanka, 2016) Fernando, K.C.L.
Sri Lanka is a less developed country. Because of that, the policy strategies of the government were focused on the further consolidation of the fiscal deficit while supporting the objective of achieving a sustainable and regionally balanced growth. As a result, the Gross Domestic Production (GDP) of the country is increasing annually. Real GDP can be defined as the quantity of final goods and services produced in an economy in a specific period of time measured by the market price of the base year. But there is a budget deficit of balance of payment in each year even if the GDP increases. As such, it is important to study the relationship between these two key variables in an economy. The main objective of this study is to identify the relationship between the GDP and the budget deficit. In addition, the study sketches out the co-relation between these two variables. The annual bank report of central bank was used to conduct this survey. SPSS software was used to analyze the data. According to simple linear regression, the dependent variable is the budget deficit and independent variable is GDP. The value of R-square is 0.905. The significant value of simple regression is 0.001 and the co-relation value is -0.905. This study concluded that there is a strong inverse relationship between budget deficit and GDP. Furthermore GDP can be identify as a major factor which determined the change in the budget deficit. So it is important to increase GDP in an economy to manage this difficulty of budget deficit.
විශ්වවිද්‍යාල විද්‍යාර්ථීන්ගේ කුටුම්භ ආදායම සහ අධ්‍යාපන වියදම අතර සම්බන්ධතාව
(Social Statistics Students’ Association, Department of Economics, University of Kelaniya, 2015) Fernando, K.C.L.; Abesinghe, M.S.; Ranasilige, H.; Madushani, K.; Chathurika, C.