Browsing by Author "Kumari, P."

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    Customer adoption and attitudes in mobile banking in Sri Lanka
    (World Academy of Science, Engineering and Technology, 2015) Kumari, P.
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    Elements of microfinance on spatial poverty alleviation in Sri Lanka: Structural equation modeling
    (Policy Studies Organization., 2022) Kumari, P.
    Sri Lanka being a developing country, its poverty can be identified as a serious issue for the development of the country. Poverty can be identified as a spatial characteristic in Sri Lanka which can be seen in the high poverty rates in several areas as the result of disparities of natural and physical resources distribution and, geographical disadvantages. Microfinance has been identified as a significant tool for eradicating poverty in many Asian countries after the 1990s. Sri Lanka also launched several microfinance programs to reduce poverty in the country. Despite the availability of microfinance in Sri Lanka, very few studies have been carried out; therefore, only limited knowledge of the empirical and theoretical impacts of the various microfinance elements on poverty alleviation is available. This study is an attempt to remedy this paucity of knowledge. Primary data were gathered through a Likert scale questionnaire that was distributed among 497 borrowers of the Samurdhi microfinance program. This sample was chosen from five districts of Sri Lanka. Structural Equation Modeling was used for testing the hypotheses. The findings of the study revealed that microcredit was the most significant element of microfinance for alleviating spatial poverty in Sri Lanka. Nonfinancial Services and Insurance Services also had a positive impact on spatial poverty alleviation. Micro Savings and Social Intermediation Services did not have a notable positive impact on spatial poverty alleviation in Sri Lanka. The findings of this study enhance the existing knowledge of microfinance, providing conceptual and empirical contributions. This study could substantially contribute to the government by offering it deeper insight into its programs. Therefore, policymakers and regulators will be able to introduce better tools for eradicating poverty, based on this new knowledge.
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    A Study of Traditional Pest and Diseases Control Methods for Sustainable Rice Cultivation in Sri Lanka
    (Research Centre for Social Sciences, Faculty of Social Sciences, University of Kelaniya, Sri Lanka, 2016) Kumari, P.
    There is a growing interest in traditional farming practices that have merged during the 20th century in Sri Lanka. Traditional agricultural practices have used as the success method to pest and diseases management of the paddy cultivation in the country. This study aims to identify the traditional pest and diseases control methods and their impact on sustainable development of rice cultivation. The research utilized by case study and observation in Ulpotha Traditional Village, Galgamuwa and Hettipola area in Kurunagella district of Sri Lanka. Information gathered through conducting interviews with a total of 100 farmers in both areas. The choice analysis used to identify the success of traditional pest and diseases control in rice cultivation. The study rival that the rice cultivation areas which used the traditional methods of pest and diseases control have been successes than used of modern methods for rice cultivation. Traditional pest and diseases control method has identified for the high yield, law production cost, increased rice harvest, profitability etc. In addition, the demand for production which comes though the traditional agricultural practices have increased during last two decades in the local and international markets.
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