Browsing by Author "Niwanthika, T.M.T."

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    Determinants of Personal Savings: A Review of Literature
    (Economics Student Society, Department of Economics, University of Kelaniya, Sri Lanka, 2016) Niwanthika, T.M.T.
    This study examines the determinants of personal savings a review of literature. Therefore, the objectives of the study are to identify the determinants of personal savings and to examine the pattern of personal savings behavior. According to the previous empirical studies, motives, savings habits, age, income, income uncertainty, wealth, risk tolerance, saving horizon, homeownership, household composition, health status, education, race/ethnicity, self-employment, and unemployment have all been linked to some aspect of saving and this determinants are directly and indirectly proportional to personal savings.