10th Students' Research Symposium 2021 (Full Papers)
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Item Factors determine the demand for microinsurance among low-income households in Galle district(Faculty of Commerce and Management Studies, University of Kelaniya Sri Lanka, 2021) Jaisa, M.J.S.; Buddika, H.J.R.Introduction- Microinsurance is the product that concerns low-income households in the world. This study provides a summary of the research of factors determining the demand for microinsurance among low-income households in the Galle district. The purpose of this study is the analysis and identify which are the factors impacting the demand for microinsurance among low-income households. Design/Methodology/Approach- The research is quantitative and regression analysis is used to find out the relationship between factors. The sample size is limited to the 250 low-income households in the Galle district and the random sample method used. Primary data are collected through well-designed questionnaires online and printed; the data were analyzed by using SPSS 23 software. Findings- This research discloses that age, gender, marital status, occupation, income, expenditure, educational level, number of children in the family, knowledge about microinsurance trust on microinsurance are determining the demand for microinsurance. This study gives more information about major factors that determine the demand for microinsurance among low-income households and provides some recommendations for getting decisions about increasing the population of microinsurance in the Galle district. Conclusion – Based on research findings it is proved that low-income householders have microinsurance for a certain level and the majority do not aware. Therefore, the insurance companies who target the low-income householders must focus on the methods of popularising the brand and promotional activities to get higher involvement of them.Item Impact of covid – 19 pandemic on debt securities in Sri Lanka(Faculty of Commerce and Management Studies, University of Kelaniya Sri Lanka, 2021) Krishanth, P.; Buddika, H.J.R.Introduction- This study is conducted on the debt securities of Sri Lanka during the COVID – 19 pandemic. This study explores the impact of the COVID – 19 pandemic outbreak and the relevant factors on the debt securities yield in Sri Lanka. Design/Methodology/Approach- The study consists of COVID-19 confirmed cases, inflation rate, interest rate, economic growth rate and foreign investment and the data was collected for the period of January 27th, 2020, to August 31st, 2021. This study uses the time-series regression model to evaluate the impact of the daily increase in the COVID confirmed cases during the pandemic on the debt securities yield. Findings- According to the results, the interest rate and foreign investment exhibited a significant positive relationship with the debt securities yield. The variables inflation rate and economic growth rate displayed a significant negative relationship with the debt securities yield. Moreover, the COVID-19 confirmed cases had an insignificant positive moderation impact on the debt securities. Conclusion – The outcome of the study emphasizes that the overall model is statistically significant, and the study concludes that there is a positive relationship between the COVID-19 confirmed cases and the debt securities in Sri Lanka.