Junior Research Symposia

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Subject: search.filters.subject.Credit card

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    The Factors Influence on Credit Card Ownership
    (Department of Marketing Management, University of Kelaniya, 2017) Karunarathna, K.A.; Kumara, W.D.
    Credit card has become a popular payment method in the world, because it can use all local and international transactions. In Sri Lankan context use of credit cards are sweeping through upper, middle and lower middle classes across all group in the society. Present situation of the credit card market in Sri Lanka is highly competitive. Most of local and foreign banks as well as financial companies offer their credit card to customer with added different values and benefit. As a result of that competition, customer has a great opportunity to choose the best credit card to compare with each other. In this regard people have considered various factors before purchasing credit card, because they have different needs and wants to fulfill with the use of credit cards. The present study is trying to identify the major factors influence on credit card purchase in Sri Lanka. This study is basically a descriptive in nature and survey is conducted with the use of self-administered questionnaire to gather the information .Data were analyzed with the use of basic descriptive statistical techniques such as mean, median , mode ,range ,and slandered deviation. Correlation analysis was applied for testing hypotheses. This research mainly focused on six factors influence on credit card ownership namely income, education, and number of dependents, awareness, credibility, discount and promotion. Though the journey there are key important things that have been illustrated. Among those factors, “discount and promotion” is the most important factor where strongest relationship is identified with the consumer’s purchase decision. Further the present study revealed that awareness and credibility are important factors for deciding credit card ownership
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    Awareness of Credit Cards based Cyber-Crimes: With Special Reference to Colombo District
    (Faculty of Commerce and Management Studies, University of Kelaniya, Sri Lanka, 2016) Kaushalya, K.T.T.; Ediriisnghe, S.D.
    World has become a village because of the technology. Through the technological development most of the nations in the world have open up their opportunities in various ways. At present internet create unlimited opportunities to the society such as commercial, social, educational and anymore. But the problem is most of the parts such as Europe, America, Asia in the world has affected by Cybercrimes ever increasing rates. This has been a threat and a fear for peoples’ lives and to the businesses. Therefore Cybercrime has become a strange phenomenon for the world. In Sri Lanka also Cybercrimes in the society have become a threat to the people. Especially this situation can be seen among the urbanize regions in Sri Lanka because there is a huge trend to use credit cards for many reasons for people’s lives .Hence the objective of this research paper is to investigate the awareness of the people Of Cyber-crimes Based on Credit Cards living in urban areas. The sample will be selected the commercial city of Sri Lanka; Colombo. Though there are several ways in happening cybercrimes, this study is limited to Cybercrimes based on Credit Cards. This study will be used both secondary data and primary data. Secondary data will be collected through publish documents such as police records, bank records etc…Primary data collecting through web base survey and by using the postal questionnaire. Study respondents to the research will be selected through random sampling method .It is planned to analyzed data by using descriptive statistical technique and statistical tests comes under large sample tests. Further relevance of this study will be revealed that updating the knowledge in cybercrimes with credit cards will be benefitted for considerable amount of people in the society. And also they can safeguard from cyber criminals. Because ICT users should be security conscious. Therefore, as a whole, this paper examine the types, causes and consequences of cybercrimes based on credit cards.