Junior Research Symposia
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Item Impact of Seized Vehicles on Financial Performance: Case Study of Citizens Development Business Finance PLC(Department of Finance, Faculty of Commerce and Management Studies, University of Kelaniya, 2015) Kulathilaka, H.M.This study is based on a case study of the Citizen Development Business (CDB) Finance PLC. The main financial services offered by CDB can be categorized as term deposits, savings deposits, personnel finance, leasing, and hire purchase financing, pawning, corporate and retail credit. The study mainly focus is given to the leasing product which mainly consist with main three asset categories of three-wheeler, lorry and other. A pre-trend analysis was carried out to identify the nature of the main products of the company which enables to have a thought of realizing that the three wheel product portfolio is declining on a gradual basis whereas the contribution to the revenue of the company was significant. The prior investigation showed the reason upon such decline was mainly due to the management decisions on reducing three wheeler portfolio. That is the trigger point of this particular study and encompassed with which the ultimate purpose of the study brought to discussion, as whether there is an actual impact of the seized vehicle to the financial performance of the company coupled with to measure the statistical impact of the seized vehicle to the loan-tovalue ratio. The data collection for the study was carried out quantitatively and qualitatively, using company financial database and questionnaire respectively. The sample was consist with 25 personnel covering managers, recovery officers and selected executive grade staff. The correlation and regression analysis used to measure the statistical relationship and the impact of independent variables such as close vehicle, interest rate and income on dependent variable of seized vehicles .Through results of the study it can be concluded that null hypothesis can be accepted since there is no significant impact of the seized vehicles to the financial performance and also since there is significant impact of the loan-to-value ratio to the seized vehicle null hypothesis was rejected.Item Credit Risk Management and Its Impact on Performance of Finance Companies in Sri Lanka(Department of Finance, Faculty of Commerce and Management Studies, University of Kelaniya, 2015) Gunathilaka, E.A.K.E.The main objective of this study was to establish the impact of credit risk management and Financial Performance of finance companies in Sri Lanka. The study had secondary objectives to identify how non-performing loans affects finance companies performance in Sri Lanka. The study adopted a quantitative research design which assisted to examine the impact between credit risk management and financial performance of finance companies in Sri Lanka. The sample size as well as the population of the study was 20 finance companies. This study has used four explanatory variables as credit risk indicators, loan losses or non-performing loan to total loan (NPL/TL), loan provision to total loan (LP/TL), loan provision to nonperforming loan (LP/NPL), and loan provision to total asset (LP/TA) to explained dependent variable of return on asset as performance indicator .Data was gathered using a secondary source of financial annual report from Colombo stock exchange and analyzed using SPSS. The overall finding and conclusion of the study was that all the measures of credit risk management used in this study are highly significant predictors of financial performance of finance companies in Sri Lanka The credit risk management variables were found to be significant in explaining profitability of finance companies in Sri Lanka. The non-performing loan to total loan variable also found to be significant to explain the financial performance. Based on the findings another study can be conducted in Sri Lanka but should really explain expand the variables of credit risk management that affect financial performance of finance companies in Sri Lanka.Item Effect of capital structure on firm financial performance(Department of Accountancy, University of Kelaniya, 2015) Kuruvita, K.A.S.P.This study seeks to investigate the impact of capital structure on firm’s financial performance by analyzing the relationship between financial performances of Public limited (Quoted) Company in Sri Lanka. Capital structure is most significant discipline of company’s operations. This attempt to identify the impact between Capital Structure and Companies Financial Performance, taking into consideration return on asset (ROA), return on equity (ROE), Gross Profit and Net Profit of Companies. This study covers 20 sectors of Colombo Stock market in Sri Lanka, and 20 firms were identified as the sample. The analyze will be made the capital structure and its impact on Financial Performance capacity during 2010 to 2014 (04 years) financial year of Business companies in Sri Lanka. For the purpose of this study, the data will be extracted from the annual reports of sample companies. Correlation and multiple regression analysis are used for analysis. The results revealed there is positive relationship between capital structure and financial performance. And also capital structure is significantly impact on financial performance